In the near future, probably underway, mental health insurance will be receiving the same treatment as medical and surgical needs. In the very near future, we are going to see the Addiction Treatment benefits accruing the same value in returns as those of the other surgical procedures. This was effected by the signing of the congressional economic recovery package which was done on the third day of October, a package which has the Mental Health and Addiction Parity Act a rider coming with it.
This Act will see a wholesome transformation in the ways that the insurance benefits will be written for the people who are suffering from mental and addiction health problems. Since the year of 1973, the HMO’s started putting limits on the benefits for the addicts and alcoholics and this actually has seen the number of days reduced to the number we see today for the addicts and alcoholics in the rehab facilities. There are some policies which will provide for detoxification programs and will not allow provision for the reimbursement for any continuing or aftercare.
For a family faced with financial cost for the treatment of addiction, they often felt betrayed by the insurance providers when they found out that the providers did not just carry such coverage. This would be of course of some rather serious financial consequences to many families as some would have to see their homes mortgaged, have the bill on their credit cards and in some cases the deserving patients would go without treatment.
The Mental Health and Addiction Parity Act will quite impact on a number of people who are enrolled on State regulated and Employer funded insurance plans. These plans took effect in the first month of the year 2010. However we are to note that the bill is not a free pass for the rehab centers and eating disorder treatment programs to have claims on the insurance providers outrageously. The benefits will quite still need to be managed and the medical necessity as well proved for legitimacy.
The other very effective treatment for addiction is reality treatment. Should you be suffering from an addiction, it is no need suffering alone. Today, you can follow some links so as to get you connected to some of the best specialists to help you deal with whatever condition you could be suffering from. With these specialists you can be sure to find the very suitable treatment plan to get on you on the path to recovery.